Can You Draw Spouse's Social Security
Love Dr. Don,
Is it possible to depict Social Security retirement benefits from an ex-husband? If so, when is it possible to do so? What if you have been married twice before?
Cheers,
-- Debbie Drawer
Dear Debbie,
You can depict retirement benefits based on your ex-spouse's work tape if you meet the Social Security Administration'southward eligibility guidelines for those benefits. Kickoff and foremost, the marriage must accept lasted 10 years or more than.
If you lot remarried later on your divorce, you generally cannot collect benefits on your one-time spouse's record unless the afterwards marriage ended either by divorce, annulment or expiry. So yous must exist unmarried, and there are other conditions.
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You must be 62 or older.
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Your ex-spouse must be entitled to Social Security retirement or disability benefits.
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The benefit you lot are entitled to receive based on your own work must be less than the do good you would receive based on your ex-spouse'south work.
If your ex has not applied for retirement benefits withal, but he can qualify for them, you can receive benefits based on his record if you have been divorced for at to the lowest degree two years. The benefits you lot receive equally a divorced spouse don't impact the amount of benefits your ex and his current spouse, if he remarried, can receive.
If you will receive a pension based on work not covered by Social Security, it will impact the Social Security benefit you can receive based on your ex-spouse'southward work record. You lot should also know that if you go on to work while receiving Social Security prior to your full retirement age, there are earning limitations that apply to your benefits.
If you lot're eligible for a former spouse's benefits, you can take that spousal benefit and delay receiving retirement benefits based on your own work record until a later date. If your retirement benefits are delayed, you may be eligible for a college benefit at a later engagement based on the delayed retirement credits earned on your work record. You lot can earn delayed retirement credits upwardly to age seventy. When in incertitude, talk to your local Social Security office virtually your benefit options.
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Source: https://www.yahoo.com/news/ex-spouse-social-security-070203297.html
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